Regency Fully Comprehensive

International health insurance

Higher hospital and outpatient benefits, with wellbeing checks, routine dental and major dental cover.

Who is it for?

Individuals and families living abroad. The brochure lists a new-applicant age limit of 70. Ask us about older applicants, child-only cover or groups of more than four people.

Cover runs for the period shown on your certificate. Premiums shown in our calculator are for a year; renewal terms and prices may change.

Benefits and limits

Amounts are in U.S. dollars. Full cover remains subject to the annual limit and policy terms.

Hospital and outpatient care

Annual limit per person: US$2,000,000
Room and board: Full cover
Surgeon fees: Full cover
Rehabilitation: Full cover, 45 days
Outpatient benefits: Full cover for listed GP, specialist, medication, tests and surgical benefits. Chronic conditions benefit: US$10,000.

Other benefits

Dental: Routine and major dental: US$750 each, with a six-month waiting period.
Psychology counselling: 10 sessions
Death benefit: US$10,000
Emergency assistance: 24-hour assistance
Optional evacuation and repatriation: US$100,000 benefit; additional annual premium of US$275 per person.

Before you apply

Read the exclusions for pre-existing medical conditions and disclose any facts that may affect your application.
Pregnancy, childbirth and related treatment are excluded.
Planned inpatient treatment and outpatient surgery require prior authorisation.
Benefit-specific co-insurance and waiting periods still apply. Our quote does not include the optional 20% co-insurance arrangement.
Your certificate and policy wording determine where cover applies.